Have a confidant—it could be your wife, a close friend or a colleague, or even your daughter or daughter-in-law or sister could be your best confidants. Too much dependency on wife will prove counter-productive and in fractious, for the simple reason that she would be more interested in rest of the family members than you. New and young relationships may be more attractive for her. A lady who has stood by you through thick and thin of your life, is not duty- bound nor should she be expected to share your problems until the last hour of life.
— Try to laugh away problems, if you can or else seek solutions from more matured persons.
— If money is not the prime requisite, it is better to spend time in reading and writing or even both— it WiFi give impetus to your dormant faculties and also add to knowledge. World of books is an unbound ocean of knowledge. Even a small sentence may solve your problem or even impart you a new light to beacon your life.
— Some religious-minded people are better guides and motivators, provided they are not bigoted.
— Whenever under stress, try to relax through Shavasana (corpse posture). There are many other asanas which are capable of easing your stress conditions.
— Try to spend your time with grand children, help them in studies and also solving their problems. Grand parents are found to be more comfortable with their grandchildren. There have been occasions when the grand children sided with their grandma and grandpa, but not their own parents.
— Never feel lonely, secluded sidelined or even ignored. There is plenty of love, affection, attachment and sympathy but it has to be searched from whom, from where and when one can manage to get.
— Try to shun negative attitude and approach to life. Be positive, right thinking and amicable. Wrong and negative outlook is bound to recoil on you ultimately, hence always adopt a middle course.
— Be satisfied with what you have. You cannot have your desires fulfilled and addressed to every time. By earning and pining for more and more, you may not gain much but will certainly spoil your mental and physical health.
Frustration and in satiation are the root causes of stress, though there are other factors also. Frustration imbalances your physical chemistry, disturbs digestive process, causes headache and body ache, may even cause constipation or else loose motions, apart from mental upsets. If you want to fight stress, shun the tendency of pessimism which, again, is an offshoot of negative mental and physical disorders which are caused by disturbed secretion of endocrine glands. You should learn to be your own master and also learn to compromise with odd and sudden events in life. If you cannot help yourself others, around you, should not be expected to lend a helping hand. A stressed person generally becomes a victim of self imposed isolation and self condemnation or else he may revolt in a changed situation. Both the extremes should be avoided by having a sensible assessment and introspection of one’s own balance sheet of acts of omission and commission. In all such situations, attempt should be made either by self-management or through counseling.
try to laugh away problems
What is the purpose of a date?
if you are not married, generally the purpose of a date is to get to know someone better. If you are married, that is part of it, but you can add a well- deserved break from the kids and time out to reestablish communication or romantic intimacy. The common thread is just being together. The only problem with dates these days is that you have to drain your bank account. Costs for dinner for two and a movie aren’t what they used to be. Being together is now a $20 to $40 expense every time. And since the need to meaningfully be together will never go away (or shouldn’t), we need to be creatively economical.
A Meaningful Date Doing the things you did after you first met is a good guideline for a successful date: holding hands, hanging on your date’s every comment or word (listening), being playful, and sharing secrets. Also important is any other expression that brings you back to the central point: I’m glad I’m with you right now. And although all this sounds good, sometimes you need a jump start—some activity or location that puts those feelings back in your heart by tapping into specific memories or experiences.
In college, one couple went to a cafe that served wonderful desserts, cappuccinos, and flavored coffees on an outdoor patio. They would sit; share a piece of cake, sip coffee, and talk. It was a perfect date for a college student’s budget. Today the venue has changed, but the tradition lives on. Now they go to a cafe with an outdoor patio on a lake. Every time they go there something just takes over. Of course, they are married and have a family now, but it’s still got that magic. The “dessert date” will be with them the rest of their lives. No matter what their financial status, they’ll always have a meaningful, inexpensive way to be together. The dessert date accomplishes the purpose of a date without the enormous expense. They eat dinner at home; find a baby-sitter for a few hours, and then save dessert for the date. They’ll spend $6 to $10 on something that’s worth $1 million in the relationship. And isn’t that usually the way it works? The best things in life are free (or relatively inexpensive). Quality time is usually cheap. Ask yourself, where did the magic start for us? Where did we go? What did we do? It’s a good bet your wallet was a little thinner then, and it didn’t matter.
saving tips for students
Have you ever noticed when they pan the crowd at college football games that in addition to screaming fans and the spirited banners you see signs with “Mom and Dad: Send Money!”? The image of the penny-pinching American college student seems to be embedded in our national psyche.
Your average starving student profile is the self-motivated, non scholarship student who has little or no family support and must work his or her way through school. If this description fits you or your child, holding up signs at football games may have a legitimate place. If not, we need to know where and how we can stretch Mom and Dad’s dollars.
Room and Board having a place to sleep and eat is universal expenses. The college freshman must adjust to new systems for both. Dormitories, dorm food, fraternities, sororities, campus apartments, and eating on your own are part and parcel of the college experience. Unless you’re commuting from home, you want to avail yourself of every opportunity for saving in these areas.
Dormitories Dormitories are usually the best deal for room and board. Most campuses have it down to a science in terms of housing and feeding hundreds of students efficiently. Because the dorms are administered by the school, they normally cost significantly less than housing in the private sector. Meals are served three times a day, which saves the student from having to shop for and prepare meals. If it’s at all possible, stay in campus housing to save money.
Fraternities and Sororities many students find the experience with the Greek system enjoyable, and their parents like the bottom line. On many campuses, low monthly rent and an affordable meal plan make fraternities and sororities financially appealing. Finances aside, students must evaluate if this environment would best serve their educational and personal goals.
Off-Campus Housing Finding roommates is the key to saving money on off-campus housing. For example, six young men lived in a three-bedroom apartment. They divided the rent by six and shared certain meals (breakfast most often). An added benefit is forming strong friendships that last long beyond college days.
Food Grocery shopping and cooking are not factors in the dorms or in a fraternity or sorority, but they are new responsibilities for students living in apartments. Here are some tips for saving on your food expenses at school.
Try to bring groceries from home. Merchants in college towns are keenly aware of their captive market. Students will pay for convenience, so stock up on items that last and are easy to fix, such as soups, pastas, macaroni packages, cereal, bagels, muffin mixes, peanut butter, frozen chicken, and so on.
If you need to shop at school, make the effort to go off-campus for big orders. You’ll be amazed at prices a couple of miles down the road.
Laundry Do your laundry at home. Coin- operated machines are costly and must be babysat. Laundromats are subject to crowding.
If you have to use the Laundromat, wash full loads of whites and colors together in warm water and your dark and bright colors in cold. Fewer loads mean less money.
Dry only full loads. But don’t overload or your clothes will remain damp.
Utilities the one utility that no landlord covers is the telephone bill. A system is appropriate for this utility because unclaimed calls on the bill can be sources of frustration and contention. The person whose name is on the bill must
explain at the outset the courtesies that must be afforded by roommates when the bill arrives. They involve
• individually reviewing the bill and claiming calls.
• keeping a log of long-distance calls made.
• reimbursing the roommate responsible for paying the bill well in advance of the due date.
Encouraging a Mindset College is a great opportunity for young adults to learn money management principles. Parents can set the pace by working through a spending plan with a student and encouraging the benefits of being thrifty.
